Protecting your big day from the unexpected
Planning a wedding is a joyful, emotional, and—let’s be honest—stressful experience. From booking the perfect venue to selecting florals that match your theme just right, couples pour time, money, and heart into making their wedding unforgettable.
But as much as you plan for the perfect day, life doesn't always follow the script.
That's where wedding insurance comes in. While it may not be the most glamorous item on your checklist, it could be the smartest
Here's why having wedding insurance is essential:
It protects your Investment
Weddings are expensive-often costing tens of thousands of dollars. From venues and vendors to attire, catering, and décor, every piece of your celebration comes with a price tag. If something falls through, like a vendor canceling or a venue becoming unavailable, wedding insurance can help recover those costs and reduce the financial burden.
Weather is Always a wild card
Planning an outdoor ceremony or reception? Mother Nature doesn't always cooperate. Sudden storms, heatwaves, or even hurricanes can disrupt your day. Weather-related coverage helps you reschedule or relocate without losing your deposits-or your mind.
Vendors can back out
It's rare, but it happens: a photographer goes MIA, a florist closes up shop, or a DJ cancels at the last minute. Insurance can reimburse you for lost deposits and help cover the cost of finding replacements on short notice.
Accidents (and Liability) happen
Weddings can get lively-and liability comes with the territory. If a guest gets injured or damages property during your event, you could be held responsible. Liability insurance helps protect you from unexpected legal or medical bills.
Postponements Can't always be predicted
What if a close family member falls seriously ill? Or a last-minute military deployment means the big day has to wait? Some policies cover postponements due to these unforeseen circumstances, giving you peace of mind when life throws a curveball.
It's more affordable than you think
Basic wedding insurance typically ranges from $285 - $1300*-a small price to pay compared to the overall cost of a wedding. The value of knowing you're protected. Priceless.
* NOTE: Prices can vary from region to region. This price is based on basic insurance for SK/MB in 2025
Many Venues require it
Some venues won't even finalize your booking unless you show proof of liability insurance. Having your own policy ensures you're covered on your terms-not just theirs.
Bottom Line: It's about peace of mind
Thinking about worst-case scenarios isn't fun-but being prepared for them is empowering. Wedding insurance helps you focus on what really matters: celebrating love, joy, and the start of a new chapter-without unnecessary stress.
Ready to get covered?
For expert guidance on choosing the right wedding insurance policy, connect with
Dale Gudmundson Family Insurance | The Co-Operators
Phone: 306-453-2833
Fax: 306-453-6478
Address:
PO Box 519 103 Railway Ave. W.
Carlyle SK, SOC 0R0